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Legal > FCRA

The FCRA (Fair Credit Reporting Act) is Federal legislation that governs the procurement and use of consumer reports. We take the law seriously and we take steps to make sure that our clients are in compliance with the FCRA every step of the way in the pre-employment screening process. Therefore, we will only accept clients that are legitimate business' engaging our services strictly for pre-employment screening purposes. We will verify that you meet our criteria for becoming a client before we will open an account on your behalf. We also require that you certify in writing that you will maintain compliance with the FCRA.

Abiding by the FCRA:

  1. Notify the applicant in writing that you intend on obtaining a consumer report on him.
  2. Obtain written authorization from the applicant before conducting a background check. (At SafeCare, we require a copy of the authorization to be on file before we will perform certain searches on a applicant).

If you plan on taking adverse action, i.e. denying an applicant employment based on information that you have learned from a consumer report, you must do the following:

  1. Before you take adverse action, you must give the applicant a "pre-adverse action disclosure" that includes a copy of the report and a summary of their rights under the FCRA.
  2. After the adverse action is taken, you must give the applicant an "adverse action notice".

If you prefer, we will handle the adverse action procedures for you free of charge. We have a standard form that you fill out and fax in letting us know that you wish to take adverse action on a job applicant.